Cryptocurrency payments are fast, cheap, and global—a 10x improvement for business payments. Yet many businesses are reluctant to accept crypto because there aren't enough places to spend it.

You can solve this by converting the crypto payments you receive to fiat currency. But crypto exchanges carry high fees that eat into your cost savings, while bank withdrawals can take days.

That's all changing today.

Gilded and Ternio are partnering to help businesses avoid expensive crypto-to-fiat conversion fees, while allowing them to spend crypto anywhere major credit cards are accepted. How?


Accept crypto payments with your BlockCard account

Gilded users can accept payment in Bitcoin, Ethereum, and stablecoins—directly to their BlockCard account. When you invoice with Gilded and accept crypto payments with your BlockCard, you can spend your crypto instantly with zero transaction fees.

BlockCard's physical or virtual debit card can be used anywhere major credit cards are accepted.

Gilded users can accept crypto payments with their BlockCard and spend it anywhere major credit cards are accepted.

Gilded users can use their BlockCard account to invoice and accept payment in the following digital currencies:

  • Bitcoin (BTC)
  • DAI (DAI)
  • Ethereum (ETH)
  • Paxos Standard (PAX)
  • TrueUSD (TUSD)

BONUS FEATURE: Pay and get paid with TERN

That's not all. Gilded has launched support for the TERN token on Ethereum.

Freelancers and businesses can now use the TERN ERC-20 token to pay and get paid through the Gilded platform.

Made possible by a shared mission

"Ternio and Gilded share the vision of empowering companies to be their own bank, and this partnership is an extension of our goal to give crypto and digital payments real-world utility. Our platforms are a natural fit and we're looking forward to future collaboration." Said Ian Kane, COO of Ternio

"We're on a mission to make crypto easy and accessible for businesses." Said Gil Hildebrand, CEO of Gilded. "Gilded is proud to partner with Ternio to offer critical tools that support the trajectory towards mass adoption."

The Gilded and Ternio partnership marks another step towards an all-inclusive suite of blockchain tools for business.


About Ternio

Ternio is a global fintech platform built on blockchain.  Ternio’s platform connects traditional enterprise, fintech, banking, systems with blockchain infrastructure giving real-worldreal world utility to digital assets.  Our products, like BlockCard, enable instant remittance and the transfer of value on blockchain rails in a compliant and regulated environment.

About BlockCard

BlockCard allows people to buy what they want with crypto at over 50 million merchants worldwide.  The BlockCard platform is more than just a crypto debit card. It’s an evolving suite of tools that makes it easier, faster, and more convenient for users to purchase cryptocurrency and use it in their daily life.

Today, the BlockCard debit card is the most efficient way to make a purchase with crypto or convert crypto to cash at ATMs.  Within minutes a user can create a BlockCard account, deposit 12+ cryptocurrencies in 1 transaction, pass KYC, and immediately get a virtual card to use while a physical card is mailed to them.

About Gilded

Gilded empowers businesses to transact globally, using blockchain to unlock more efficient business operations. Our seamless invoicing, payment, and accounting software helps businesses get paid faster and more transparently, with dramatically lower fees.

Founded in 2018, Gilded is backed by Techstars, Request Network, the Association of International Certified Public Accountants (AICPA), and


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